Long Term Care

Long Term Care has been defined as "medically necessary assistance, recommended by a physician for the treatment of a chronic illness or debilitating injury on a long term basis. Recovery is usually not expected. Care is oriented toward helping a person function, not toward a cure."

Long Term Care is typically not covered by your health plan, disability coverage or Medicare. Medicaid does cover long term care, but only after you have used up your assets paying for care. Long Term Care insurance protects your assests by providing funds to pay for instutional or home care.

Contact us today for more information about Long Term Care or fill out our online quote form.